Savings

Saving money is like New Year's resolutions: Every single year we mean to follow through but when June rolls around we realize we've left our savings plan and our resolutions somewhere back in April.

Whether you're seven, twenty seven, or seventy, this is an outstanding way to start putting money aside for the things you need. Start today!

Summary

• Perfect for Direct Deposit
• Competitive rates
• Automatic transfer available
• Minor savings accounts available

More Information

There is no maintenance fee on savings accounts opened in the name of a minor (under 18 years of age) if the minor's social security number is used in interest reporting requirements.

Maintenance Fee...................................$3 per month (if balance falls below $300)

Transaction Limitations

Transfers from a savings account to another account or third parties by pre-authorized, automatic or telephone transfer are limited to six per month with no more than three by debit card or similar order to third parties.

Transaction Fees.............................$2 for each check paid in excess of the above limits.

Interest

You must maintain a minimum balance of $300.00 in the account each day to obtain the annual percentage yield disclosed. This minimum balance requirement is waived if the account is opened in the name of a minor and the minor's social security number is used for interest reporting requirements.

Please contact us at 708.482.7700 or e-mail us for more interest rate information, including current interest rates and annual percentage yields, compounding and crediting frequency, frequency of rate changes, determination of rates, effect of closing an account prior to crediting of interest, interest computation methods and accrual of interest on non-cash deposits.