Privacy Policy
Notice of Your Financial Privacy Rights
At First National Bank of LaGrange, we believe that each customer relationship is based on trust and confidence. You have chosen to do business with First National Bank of LaGrange, and we are obligated to maintain in confidence all private information you have chosen to share with us. We believe that your privacy should never be compromised. We also want to offer you a full array of competitive financial products and services. We believe we can offer you the products and services you desire without jeopardizing your privacy in any way by following the simple privacy policy outlined below.
As a valued customer you should know that we are required by law to provide this notice at the beginning of any customer relationship and annually thereafter. If, for any reason, our policy changes in the interim with respect to privacy related matters, you will be informed of such changes.
Definition of terms:
Customer includes any consumer who has a continuing relationship with us, such as deposit account, loan account, credit card, safe deposit box, self-directed Individual Retirement Account, or trust account.
Nonpublic personal information means information about you that First National Bank of LaGrange collects in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is any company that is not an affiliate of First National Bank of LaGrange.
The Information That We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information about your transactions with nonaffiliated third parties
- Information from a consumer reporting agency
Information That We Disclose
We do not, and will not, disclose any nonpublic personal information about you to an affiliated or nonaffiliated third party, except as permitted by law. An example of such an exception would be the disclosure of your credit history with us to a credit-reporting agency. Since we do not disclose your nonpublic personal information, you are not required to sign or return any form of acknowledgement to us.
Information That We Disclose With Respect to Former Customers
We do not disclose nonpublic personal information about former customers to affiliated or nonaffiliated third parties, except as permitted by law.
The Confidentiality, Security and Integrity of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Providing Privacy Information to Customers and Response to Inquiries
We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions, please call or write to us at the address listed on the back cover of this disclosure or contact us using the e-mail reply function located on our Web page. Because our bank staff must ensure the identity of the individual requesting information, we kindly ask your assistance in cooperating with our identification procedures if you do contact us.
